I will assist you in finding the right home at the price and terms that are best for you and in doing this I will save you time and minimize any inconvenience associated with your real estate transaction;
I will provide you with access to properties on the market along with accurate property information to assist you with your evaluation;
I will provide you with comparative property information to help you narrow your choices and enhance your bargaining position;
I will guide you through the buying process and get answers for your question concerning the purchase agreement and other transaction forms, loan application and processing, mortgage insurance, home inspections, title insurance, closing documents and procedures, and homeowner’s insurance; and when you have selected a property
I will assist you in writing your offer to purchase, represent you in negotiations with the seller and their agent, and monitor your transaction through closing.
Let me help you every step of the way. When purchasing a home, you are faced with a multitude of decisions! Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. Although, once you have determined that you are ready to move forward with the required effort towards your home-purchasing goal, the rewards are unquestionable.
While at your side each step of the way, I will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. I will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase.
I am always familiar with the current homes on the market, and I know neighborhood values well, so I can help you determine which properties are fairly-priced and in good condition before you start your search.
Experienced home buyers know that there’s more to look for than a good neighbourhood and a sturdy foundation. They shop with their hearts, their heads – and with the expert advice of a real estate professional. Before you get caught up in the excitement of searching for the perfect home, here are some savvy steps to follow.
Know how much you want to spend
Don’t get caught in that trap of finding a perfect home that you can’t afford. Do your homework and define your budget. Get a pre-approved mortgage or consulting with your lender of choice, and keep your eye on the market, since any changes could impact what you can afford.
Click on the image below to watch the video "Helping You with Financing Your Home Purchase" from the Royal LePage TV Series.
Scope out the neighbourhoods
Before you start looking at individual homes, figure out which neighbourhoods you would prefer to live in. How close are schools? Stores? Access to highways and public transit? These all have an impact. Also, check common areas in a community like parks and playgrounds – they can say a lot about how the residents feel about their neighbourhood, so look for tell-tale signs of neglect or proud upkeep. I can also let you know how well certain neighbourhoods are selling, which is a good indicator of where people want to live.
Make a list
Smart shoppers never head to the grocery store without a list and neither should you when you head out to an open house. Organize your thoughts on paper and come up with a master house wish list that you can refer to. Divide it up into must-haves, would-be-nice items and deal breakers. Carry this list with you so that you can compare homes on the basis of your personal wants and needs.
Click on the image below to watch the video "Helping You Determine Your Needs and Wants" from the Royal LePage TV Series.
Find a home inspector
Even before you locate your ideal home, have a home inspector at the ready. He or she may even be able to offer you some pointers for things to look out for when you first see a place.
Take your time
Don’t try to squeeze more than four viewings into a single day – it can be more confusing than convenient. Make notes of the pros and cons after viewing each property so you can take a look at the next home without struggling to remember details about the one before.
Click on the image below to watch the video "Helping You with Your Home Search" from the Royal LePage TV Series.
Be sure to ask about mutual driveways, parking, zoning bylaws and upcoming construction. You may be in a neighbourhood that is about to be receiving power line upgrades or road repairs that can wreak havoc on getting from point A to point B after you move in.
Be a legal eagle
Ask for a survey of the property and take a good look at it. Fences may not be on actual property lines and right-of-way issues may come into play in the future with the sale of the home next door. Don’t just rely on your judgement; hire a lawyer to inspect all of the paperwork related to a prospective purchase and to advise you.
Get a second opinion
If you’ve found a home that really appeals to you, show it to someone else, like a good friend or relative. Let them do all the talking in case they see something you hadn’t noticed. Having someone who isn’t personally vested in the property can give you the objective opinion you need before you make your decision.
Think it through
In a hot market, it can be hard not to make an immediate offer. While that may work in most cases, be sure to step back, pull out your list and carefully gauge if this property meets all of your must-have criteria. Savvy house hunters say that when you find the right property, you can feel it down to your bones. If that’s the case for you, see if you can wait a day (or a few hours) before making an offer. The only thing worse than buyer’s remorse is letting a dream home get away.
Click on the image below to view the video "Helping You Make an Offer" from the Royal LePage TV series.
Your offer is accepted
Once your offer is accepted by the seller the paperwork for the transaction gets forwarded to the lawyers / notaries working for both you and the seller. After the transaction closes (completes) you will be able to take possession of your new home. Click on the image below to watch the video "Helping You Close Your Home Purchase" from the Royal LePage TV Series.
At Your Service!
I make myself available at all times. My web site is here to help you 24 hours a day. You can search listings at your own convenience, browse reports, and read up on real estate info on your own terms. When you are ready to see a listing in person, or just have a simple question, please don't hesitate to contact me!